To an unusual degree, certainly. I have to believe that certain increase could be traced towards the catastrophic losses of 9/11 Attack with the World Trade Center. Around the total losses via the tragedy goes over $70 Billion Dollars, that is $70,000,000,000. There’s no question how the money had to pay for that destruction and losses happens from each insurance company in some way. But the premium increases forhome insurance had started just before that fateful day.